Insurance Discussion Forum

Insurance Discussion Forum

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Q:

How Much Does Health Insurance Cost Per Month in Texas?

I’m trying to understand the average monthly cost of health insurance in Texas.

I know prices depend on age, income, location, and plan type (Bronze, Silver, Gold), but I’d like to hear real-world numbers from Texans.

  • How much do you pay per month with or without ACA subsidies?
  • Are Marketplace plans cheaper than private/off-Marketplace plans?
  • Have your premiums increased recently?
  • Any tips to keep monthly costs low in Texas?

Real experiences would be really helpful. Thanks!

Health Insurance

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  • Around $300–$340/month
    • One person said they’re paying about $340/month with Blue Cross Blue Shield in Texas — they’re relatively healthy and don’t go to the doctor often.

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