No joke, I got fed up and just asked my neighbor who has been in the house 20+ years which company they use. Turned out their insurer was cheaper and covered more than the big names I was quoting online, just because they’ve been with them so long and have no claims. If you’re ok with higher deductibles, prices drop big time. But if you need lower deductibles or extra coverage like contents replacement, expect to pay more no matter who you choose.
No joke, I got fed up and just asked my neighbor who has been in the house 20+ years which company they use. Turned out their insurer was cheaper and covered more than the big names I was quoting online, just because they’ve been with them so long and have no claims. If you’re ok with higher deductibles, prices drop big time. But if you need lower deductibles or extra coverage like contents replacement, expect to pay more no matter who you choose.